If you are having some short term financial needs, why not apply for How to Apply for SSS Salary Loan Online? You can apply for:

• A one-month SSS salary loan with an amount equivalent to your average salary from the last 12 months.
• A two-month SSS salary loan is also available with an amount which is equivalent to twice of the amount of your average salary from the last 12 months

But, you should be an active SSS member-contributor. If you  are employed, your employer must also be updated in their contribution payments.

Before you proceed, make sure you satisfy the following qualifications and/or requirements for SSS Salary Loan. Check now if you are qualified to apply for SSS salary loan.

Qualifications for SSS salary loan

The following are the SSS salary loan requirements for online application. With the new service feature of the Social Security System, members can now apply for SSS salary loan online via My SSS portal at the SSS website. It is way better than the old method of submitting salary loan application manually in SSS offices. When you apply for SSS salary loan online and you have it successfully submitted, it will be routed to your employer’s SSS account for certification purposes.

1 .You must be an SSS member/ If not yet, please read this:

• How to Register in SSS for First Time Employees ( Non-SSS Members )

2 .You must be registered for an online SSS member account at the My SSS portal at the SSS website. That means you have your Username and Password. If you are not yet registered in SSS portal, please read this:

• How to Register and Monitor Your SSS Account Online ( For SSS Members )

3 .Your employer is registered for an online SSS employer account at My SSS portal at the SSS website.

4 .Regarding your SSS membership status:

A. All currently employed, currently contributing self-employed or voluntary member.

• For a one-month loan, the member-borrower must have thirty six (36) posted monthly contributions, six (6) of which should be within the last twelve (12) months prior to the month of filing of application.
• For a two-month loan, the member-borrower must have seventy two (72) posted monthly contributions, six (6) of which should be within the last twelve (12) months prior to the month of filing of application.

B. The member-borrower whose employer must be updated in the payment of contributions.

C. The member-borrower has not been granted final benefit, i.e., total permanent disability, retirement and death

D. The member-borrower must be under sixty-five (65) years of age at the time of application

E. The member-borrower has not been disqualified due to fraud committed against the SSS.

F. The member-borrower must have either SSS digitized ID or E-6 (acknowledgement stub)

G. The member-borrower must have any two valid IDs.

• • Check here: Complete List: Valid IDs in the Philippines

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How to Apply for SSS Salary Loan?

1 .Go to the Social Security Service (SSS) branch nearest your residence, place of business or work.

By the way, you could also apply for SSS Salary Loan online. Check it out here.
How to Apply for SSS Salary Loan Online? 

2 .Ask the information officer that you want to apply for SSS salary loan.

3 . You will be provided with an SSS Member Loan Application Form.  Fill it out completely.

4 .Submit all your documents and make sure all your details is correct and accurate for faster approval.

• • Processing of SSS salary loan applications usually takes around 2-3 weeks from the date of application.
  • If you are employed, your loan checks will be delivered directly to your employer and if you are self-employed or a voluntary member, you will be given a schedule when your loan check is ready for pick-up.

If an Authorized Representative will file for your SSS salary loan?

• 1. You must send him/her your duly accomplished Member Loan Application Form
  2. Your Authorized Representative must bring his / her  SSS card or any two valid IDs both with signature and at least one with photo
  3. You must send him/her a Letter of Authority (LOA) signed by both the member-borrower and member-borrower’s authorized representative
  4. You must send him/her your SSS card or any two valid IDs both with signature and at least one with photo.

If tour Employer or Company’s Authorized Representative will file for your SSS salary loan?

• You must send him/her your duly accomplished Member Loan Application Form
• Authorized Company Representative (ACR) card issued by SSS
• You must send him/her a Letter of Authority (LOA) from employer and any two (2) valid IDs both with signature and at least one with photo
• You must send him/her your Member-borrower’s SSS card or in its absence, Application for SSS card (SSS Form E-6) acknowledgment stub and any two valid Ids both with signature and at least one with photo.

That’s it!
Did you know that there is a faster way to claim and apply for SSS salary loan?
You can read more about it here.